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  1. #21
    Join Date
    Sep 2006
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    Default Re: 2024 Prado insurance cost

    First for women….no snarky comments 😀 is R1723 no tracker required. Excess R5000 for R1470k cover.
    2022 Defender D300HSE
    2024 LC Prado 250 VXR
    2019 FJ Cruiser
    BL Kewer 3188
    Fusion 17

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  3. #22
    Join Date
    Nov 2014
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    Durban
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    Default Re: 2024 Prado insurance cost

    Quote Originally Posted by BruceHun View Post
    First for women….no snarky comments 😀 is R1723 no tracker required. Excess R5000 for R1470k cover.
    Owned by Telesure Investment Holdings (TIH) which also owns Auto&General, Budget Insurance, Dialdirect, Hippo .

    You'd expect all those to be similar then??
    Last edited by Gungets Tuft; 2024/06/17 at 10:11 PM.

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  5. #23
    Join Date
    Jun 2013
    Location
    George
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    Default Re: 2024 Prado insurance cost

    Quote Originally Posted by BruceHun View Post
    I have just had a huge shock!!! I got my insurance quote from Outsurance for the VXR, insured value R1.462mil = R6000 pm less my discount down to R3400 pm!!!!! Apparently a high theft and hijack risk although none on the road yet...2 trackers required.

    My Defender insured for R1.6mil is R1173 pm no tracker.

    Just for some perspective. Time to shop around methinks!

    Try Integrisure. I have been with them a couple of years. Underwritten by Santam. Very little issues and they have always been very competitive with their premiums.

  6. #24
    Join Date
    Jun 2016
    Location
    Randfontein
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    37
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    Default Re: 2024 Prado insurance cost

    I always thought I am paying a pretty decent premium through my broker, because the other companies after trying a couple of times could not beat it.
    But every year weather I claim or not my insurance increases by R400p.m
    Last night I tried the Naked option and the premium on my 2 cars, content and buildings is R900p.m cheaper.
    2010 Isuzu KB250 dteq d/c
    2023 Suzuki Ciaz (Swambos platkar)

  7. #25
    Join Date
    Aug 2013
    Location
    Centurion
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    38
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    Default Re: 2024 Prado insurance cost

    Quote Originally Posted by BruceHun View Post
    First for women….no snarky comments is R1723 no tracker required. Excess R5000 for R1470k cover.
    That's the Telesure model (FFW, A&G, Budget, Virseker, Dial Direct, Hippo). Get you in cheap then hike the premium the next year.

    Dialdirect hiked my year 2 premium by 25% way back in 2016.

    Virseker did the same in year 2 with my parents.

    No claims or anything.
    Stephan G

    4x4: 2018 Isuzu KB250 D-Teq 4x4 DC
    Platkar: 2019 Suzuki Baleno GLX

    "All of us get lost in the darkness. Dreamers learn to steer by the stars"

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  9. #26
    Join Date
    Aug 2013
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    Centurion
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    Thanked: 4095

    Default Re: 2024 Prado insurance cost

    Quote Originally Posted by WillieJimny View Post
    I always thought I am paying a pretty decent premium through my broker, because the other companies after trying a couple of times could not beat it.
    But every year weather I claim or not my insurance increases by R400p.m
    Last night I tried the Naked option and the premium on my 2 cars, content and buildings is R900p.m cheaper.
    My platkar en huis is by Naked. Nog geen claims nie, maar so far so good.

    Maar check net daai klousule oor watter paaie gecover is...
    Stephan G

    4x4: 2018 Isuzu KB250 D-Teq 4x4 DC
    Platkar: 2019 Suzuki Baleno GLX

    "All of us get lost in the darkness. Dreamers learn to steer by the stars"

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  11. #27
    Join Date
    Sep 2011
    Location
    Durban
    Age
    53
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    Thanked: 43

    Default Re: 2024 Prado insurance cost

    Naked have very restricted cover on all sections, limited to the basics. Be very carefull.
    2021 FJ CRUISER
    EX - 2004 LandCruiser 100vx V8



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  13. #28
    Join Date
    Jan 2012
    Location
    Krugersdorp
    Age
    49
    Posts
    988
    Thanked: 3476

    Default Re: 2024 Prado insurance cost

    My experience with naked Insurance:

    I have Naked insurance on my vehicles. So far it has been painless and service has been quick and good.

    I have had an accident where some idiot drove into the back of me while I was stationary at a red traffic light, as well as a windscreen replacement after a stone hit the screen on the highway.

    Neither was any problem and my claims were resolved speedily. The repairs from the accident was done through a BMW Repair Centre as the vehicle was still under Motorplan.

  14. #29
    Join Date
    Apr 2021
    Location
    Durban
    Posts
    5
    Thanked: 1

    Default Re: 2024 Prado insurance cost

    Quote Originally Posted by BruceHun View Post
    I have just had a huge shock!!! I got my insurance quote from Outsurance for the VXR, insured value R1.462mil = R6000 pm less my discount down to R3400 pm!!!!! Apparently a high theft and hijack risk although none on the road yet...2 trackers required.

    My Defender insured for R1.6mil is R1173 pm no tracker.

    Just for some perspective. Time to shop around methinks!
    I'm paying R2526 for mine. TX model at R1.5m. High risk and a sought after engine has driven the price up. KZN also pays a premium because of proximity to Moz border. Stipulation is for dual tracker - one wired, one wifi.

  15. #30
    Join Date
    Jan 2012
    Location
    Randburg
    Age
    64
    Posts
    5
    Thanked: 3

    Default Re: 2024 Prado insurance cost

    Try ABSA Activate - two Fortuner's - one a 2011 4.0l V6 raised body, the other a 2021 2.8GD-6 VX 4x4 (with R22K of accessories added to insured value) - total for both R2600 (Premium Breakdown V6 - R760, GD-6 R1840). They fit at their cost a telematics device (no monthly fees) not for tracking as its not hidden - easily seen in the engine compartment - but use it to determine your monthly cashback based on driver behavior - typically I get around R450 back each month depending on how SWAMBO drives - makes the the total monthly outlay around R2200. Fully comprehensive, excess is R3K, car hire included for both vehicles - not linked to any other ABSA insurance product.
    Last edited by wildone_za; 2024/06/24 at 09:20 AM.
    de ZS6HG

  16. #31
    Join Date
    Oct 2008
    Location
    The Deep South
    Age
    42
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    Thanked: 395

    Default Re: 2024 Prado insurance cost

    Quote Originally Posted by Groenman View Post
    My platkar en huis is by Naked. Nog geen claims nie, maar so far so good.

    Maar check net daai klousule oor watter paaie gecover is...
    Nog geen claims nie maar so far so good? Wat beteken dit? Dat hulle die premie elke maand sonder enige hick-up verhaal het

    Jy sal uitvind of dit "so far so good" is sodra jy 'n eis het ou maat...





  17. #32
    Join Date
    Jul 2009
    Location
    Swakopmund
    Age
    59
    Posts
    1,482
    Thanked: 2012

    Default Re: 2024 Prado insurance cost

    And here I am complaining that my 2017 Fortuner V6 4x4 auto premium has gone up from 694 to 765 per month, a 10% increase.
    Toyota Fortuner 4.0 V6 4x4
    2011 Mazda 2 Auto "Die Dorp Karretjie"

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