Caravan insurance

[pradotopathy]

Which short term insurers in South Africa offer cover for caravans in the higher segment, say over R500,000 ? The first one I called did not go over 300K

[Bogaards]

Most likely Tuff Stuff will be able to assist

[jcdup]

Mine is covered by Santam (through PSG as my broker) as part of my home insurance policy

[BobMabena]

I'm with Carasure... Not sure if they have any limits though

[Dudleytheplumber]

I have just been given a Camptech Trailer.
Any ideas how to get a valuation done for insurance purposes ...

[janseekat]

Just remember,the contents must be insured under all risks. Ie camping equipment etc.
Your broker should advise.

[Kalahari Leo]

I am with Outsurance. No mention was made of a ceiling.

Tuff Cats Mbada Nova - just under R500k with lotsa extras listed.

[Bogaards]

Maybe just something to keep in mind,

I would advise having your vehicle and Caravan insured at the same insurer.

What if your car breaks down? Will the insurer cover the cost to recover both the vehicle and the caravan? If both do you need to contact 2 companies to recover your car in caravan.

I has happened to us and luckily the recovery cost for both was covered by the insurance. With both under the same insurer the same recovery company could be used.

[jcdup]

Maybe just something to keep in mind,

I would advise having your vehicle and Caravan insured at the same insurer.

What if your car breaks down? Will the insurer cover the cost to recover both the vehicle and the caravan? If both do you need to contact 2 companies to recover your car in caravan.

I has happened to us and luckily the recovery cost for both was covered by the insurance. With both under the same insurer the same recovery company could be used.

Very valid point

[LandyLove]

Maybe just something to keep in mind,

I would advise having your vehicle and Caravan insured at the same insurer.

What if your car breaks down? Will the insurer cover the cost to recover both the vehicle and the caravan? If both do you need to contact 2 companies to recover your car in caravan.

I has happened to us and luckily the recovery cost for both was covered by the insurance. With both under the same insurer the same recovery company could be used.

We had a breakdown and were towing a borrowed trailer. Tuffstuff sent 2x tow trucks to get the vehicle and trailer to town and transport the 4 of us in the vehicle. Didn’t cost a cent and they paid R500 towards accommodation for the evening.

Ive said it before, Tuffstuff really is the best insurer.

[MichaelMan]

Which short term insurers in South Africa offer cover for caravans in the higher segment, say over R500,000 ? The first one I called did not go over 300K

Try Santam Direct 0860 444 444 . I've done mine recently.
Let me know if you've joined them or got a better deal elsewhere

[Iggi]

My Bush lapa is insured for R430,000.00 with momentum priceless 55+ fully comprehensive at a monthly fee of R74.60
I then pay another R25.00 pm for R30,000.00 all risks for the fridge, gas tanks, chairs table, ETC,

[GertMan]

My Bush lapa is insured for R430,000.00 with momentum priceless 55+ fully comprehensive at a monthly fee of R74.60
I then pay another R25.00 pm for R30,000.00 all risks for the fridge, gas tanks, chairs table, ETC,

That is a very, very good premium.. Is it caravan alone or do you have another vehicle/content etc on the policy?

[Iggi]

That is a very, very good premium.. Is it caravan alone or do you have another vehicle/content etc on the policy?

We have our house, house hold and two cars, with them, found them fantastic, also no excess on anything.

[Paul#25]

I have my Xplorer covered under my policy for all my vehicles and household content with Discovery. This way, it's way cheaper than insuring it on its own. I'm happy with the way my claim was handled and paid out when the battery in the van got cooked. The old style transformer power supply got powered when the gardener thought he should plug the power lead to the caravan in. I noticed a rotten egg smell when walking past the van some days later. Luckily, I got everything switched off and cooled down before further damage occurred. I put in a claim for the battery with a test report and quote from the battery shop, and 3 days later, the money was in my account.

[RangeRover]

I am insured with TuffStuff and service is great.

Also checked my monthly cost is almost nothing compared to the other cars! But this saying they know the trailers stand 90% of the time and not on the road. So risk is reduced significantly!

Also with TuffStuff trailers is insured and covered with TUFFASSIST!