Defender Defender insurance





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  1. #1
    Join Date
    Jun 2009
    Location
    Robertson
    Age
    59
    Posts
    168
    Thanked: 17

    Default Defender insurance

    Looking at insurance options for my Defender (2010 Puma), how does one deal with book value vs actual value?

    Who are the preferred insurers

    Thanks
    2010 Defender Puma (Toolbox)
    2017 BMW F700GS
    2013 Suzuki DR650 (back to basics)

  2. #2
    Join Date
    Aug 2013
    Location
    Tesselaarsdal (dis inni Kaap!)
    Age
    60
    Posts
    1,163
    Thanked: 1399

    Default Re: Defender insurance

    In January 2018 I noticed that my Defender's insured book value was R80 000. I spoke to my broker, who spoke to my Insurers. I was told to get a letter (on their letterhead) from a company that specializes in Land Rover, stating what they would sell the vehicle for if it stood on their floor. I did that and their valuation came to R160 000 for the vehicle and R80 000 for the extras.

    In April 2018 I was involved in an accident which caused R80 000 of damage to both vehicle and extras. Was paid with no problems.
    Ettienne de Kock

    "ASK YOURSELF HOW OLD YOU'D BE IF YOU DIDN'T KNOW THE DATE YOU WERE BORN" - Toby Keith


    1998 Nissan Patrol 4500 GRX
    1959 SII 88"
    196? S2B FC "Over Lander" Camper
    1975 Land Rover Air-Portable Lightweight
    197? RRC
    AND SWAMBO's Unmentionable Abomination

  3. #3
    Join Date
    May 2010
    Location
    Greenstone
    Age
    33
    Posts
    1,323
    Thanked: 395

    Default Re: Defender insurance

    I insured my Disco 1 for 280k because that's what I spent on the whole rebuild, they just asked for invoices etc.

    Just insure for agreed value. Worst case you ask an independent workshop for estimate value and give them that as proof, non event.
    Discovery Sport 2.0i D
    Defender 90 LE Puma 2.2TDCI
    Defender 110 DC Td5 (life partners)
    Discovery 1 200 Tdi Auto

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