Air Bags deployed on a car




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  1. #1
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    Default Air Bags deployed on a car

    One question I have here

    For vehicle accidents I have now heard that whenever there is a accident where the airbags deploy
    The insurance automatically writes the car off.

    Even if the rest of the damage is very minor

    Now I have gone and checked around and there is quite a few places that is fully certified to replace air bags and has SABS approved ratings.
    Cost is also not massively high (Hell 1 headlight is more expensive these days)

    They replace the airbags and then reset the airbag control units and check the sensors

    So why does it sound like so many insurance companies just writes the cars off even if there is very little further damage.
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    Default Re: Air Bags deployed on a car

    I'm guessing for the air bags to deploy you need a certain amount of impact, Joules

    They probably recon if you have had enough impact to deploy a air bag, there was enough impact to cause serious damage to the vehicle.

    Just a guess.

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    Default Re: Air Bags deployed on a car

    Usually the entry level vehicles with air bags get written off: the combined cost of accident repairs AND new airbags means the damage often exceeds 50% of the vehicle value.
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  5. #4
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by jelo View Post
    Usually the entry level vehicles with air bags get written off: the combined cost of accident repairs AND new airbags means the damage often exceeds 50% of the vehicle value.
    Well this is for my Wife's little Brio

    Got info on airbag replacement now
    Both front airbags replaced with ECU reset cost R8500


    That is why I was wondering since that costs is closer to 1/10 the car value
    So it leave allot for the further repairs
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    Default Re: Air Bags deployed on a car

    Whether the car is written off or not will depend on the total cost of repairs including the cost of replacing the airbags. On lower value vehicles this is often what pushes the repair costs over the limit at which the vehicle becomes uneconomical to repair.
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by Imvubu View Post
    Whether the car is written off or not will depend on the total cost of repairs including the cost of replacing the airbags. On lower value vehicles this is often what pushes the repair costs over the limit at which the vehicle becomes uneconomical to repair.
    Correct. Cars get written off if the repair cost exceeds 75% of the insured value. Those cost are easily to achieve.
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by Rebel 4x4 View Post
    Correct. Cars get written off if the repair cost exceeds 75% of the insured value. Those cost are easily to achieve.
    Very few insurance companies still use 75%.

    Some of them like Santam is now at 50%.

    And no, cars don't automatically get written off when the airbags deploy.

    That said, I once quoted on a VW T5 Caravelle. The airbags miraculously deployed whilst the client was driving. Front, side and curtain airbags. Quote was R150k. Not a scratch on the car's body.
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by Kix View Post
    Very few insurance companies still use 75%.

    Some of them like Santam is now at 50%.

    And no, cars don't automatically get written off when the airbags deploy.

    That said, I once quoted on a VW T5 Caravelle. The airbags miraculously deployed whilst the client was driving. Front, side and curtain airbags. Quote was R150k. Not a scratch on the car's body.
    Thatís good news!
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by Veneficus View Post
    Well this is for my Wife's little Brio

    Got info on airbag replacement now
    Both front airbags replaced with ECU reset cost R8500


    That is why I was wondering since that costs is closer to 1/10 the car value
    So it leave allot for the further repairs
    keep in mind that typically its not just the airbag that needs replacing, often you need to replace the dashboard cover, roof lining etc etc that tear during airbag deployment
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  13. #10
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    Default Re: Air Bags deployed on a car

    Don't forget you've got pre-tensioning seatbelts to replace, possible damage from the smoke and pyrotechnics, damage caused by the towing company etc.

    Lots of little things that add up very quickly.
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by mullerza View Post
    keep in mind that typically its not just the airbag that needs replacing, often you need to replace the dashboard cover, roof lining etc etc that tear during airbag deployment
    This. The roof linings on that T5 bus was the largest part of the quote.
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    Default Re: Air Bags deployed on a car

    Quote Originally Posted by Kix View Post
    Very few insurance companies still use 75%.

    Some of them like Santam is now at 50%.

    And no, cars don't automatically get written off when the airbags deploy.

    That said, I once quoted on a VW T5 Caravelle. The airbags miraculously deployed whilst the client was driving. Front, side and curtain airbags. Quote was R150k. Not a scratch on the car's body.
    Why would they do that??

    Economically it would suit them better to only write off at 75%, 50% would make no sense unless there are some other mitigating risk factors.
    Quote Originally Posted by Rebel 4x4 View Post
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