Dashcam can cut your insurance premiums in South Africa




Results 1 to 4 of 4
  1. #1
    Join Date
    May 2010
    Location
    Bergbron, Roodepoort
    Age
    51
    Posts
    7,062
    Thanked: 191

    Default Dashcam can cut your insurance premiums in South Africa

    Nice! hint hint to you know who

    Buying a dashcam can cut your insurance premiums in South Africa

    Driving a motor vehicle in South Africa can be a hazardous activity, with many people driving without insurance and an alarmingly-high level of road accidents.

    Arrive Alive and Justice Project South Africa (JPSA) have previously explained the benefits of fitting a dashcam to your vehicle to aid in insurance claims and deter police corruption.

    A dashcam is a simple dashboard-mounted camera which is powered by your car’s battery and constantly records video to an SD card as you drive.

    If you get into an accident, the footage before and after the accident can be saved automatically if the camera has the required hardware.


    JPSA, Arrive Alive, and Garmin all said that having a dashcam in your vehicle is a valuable asset if you ever witness or are involved in a road accident.

    However, there is currently no explicit incentivisation or requirements from vehicle insurers regarding the implementation of dashcams, despite the invaluable evidence they can provide when processing claims.

    MyBroadband spoke to OUTsurance, Discovery, and MiWay about their policies and incentives surrounding dashcams.

    OUTsurance
    OUTsurance acknowledged the value delivered by drivers with dashcams installed in their vehicles, and added that it has begun incentivising clients to install the devices in their cars.

    “Having a dashcam installed in a vehicle can provide valuable information in the event of a dispute on who is to blame for a collision,” OUTsurance head of client relations Natasha Kawulesar told MyBroadband.

    “We have recently started offering clients who have a dashcam installed in their vehicle a discounted premium,” Kawulesar said.

    She added that while OUTsurance has begun encouraging clients to use dashcams, the approach is still relatively new.

    The company said it is not able to share any other information regarding this solution at this point.


    MiWay
    MiWay told MyBroadband that it does not currently offer clients any incentives to purchase dashcams.

    The company added that it does not account for the presence of a dashcam when offering clients vehicle insurance.

    While it does not offer any incentives now, MiWay said it may consider the option in future.

    “We will consider it if it becomes more widespread,” MiWay said.


    Discovery
    MyBroadband reached out to Discovery for feedback, but the company did not respond by the time of publication.
    From here: https://mybroadband.co.za/news/motor...th-africa.html
    Franz

    Land Rover Discovery II V8 [SOLD]
    Venter Bush Baby with a few extras
    Chev Utility Club 1.8 the workhorse

  2. #2
    Join Date
    May 2008
    Location
    Centurion
    Age
    37
    Posts
    182
    Thanked: 125

    Default Re: Dashcam can cut your insurance premiums in South Africa

    With out prejudice....

    It appears that insurance companies that may or not be inclined to be reluctant to pay out when their clients try to claim*, may be very interested to have another electronic device to make sure that the house always wins...

    *Based on non factual anecdotal discussions around a braaivleis vuur.
    SPOON!

  3. #3
    Join Date
    Dec 2011
    Location
    Roodepoort
    Age
    60
    Posts
    375
    Thanked: 58

    Default Re: Dashcam can cut your insurance premiums in South Africa

    My insurance company refused to pay for the dash cam when my car was stolen!
    Kevin
    2016 VW Polo Vivo 1.4
    2014 Mitsubishi Outlander (wife's car).
    1969 Series IIa 109 station wagon (Chev 3800 engine) Sold

  4. #4
    Join Date
    Apr 2010
    Location
    Garsfontein
    Age
    40
    Posts
    1,142
    Thanked: 328

    Default Re: Dashcam can cut your insurance premiums in South Africa

    Quote Originally Posted by Rhodie View Post
    My insurance company refused to pay for the dash cam when my car was stolen!
    It should be a specified item if you want to have it covered. They probably also won't pay for your non-specified laptop and whatever.

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •