Insurance with out-of-country-cover for seven months

[Raymond du Plessis]

It was a joke... Hence the smiley faces

Of course this will not work...

I know it was a joke

[Disco-Deon]

And we do not keep a record of this??
This is referred to as selection... and second time 'round Insurers will probably say no

But I'll still be able to pull it off ONCE - I mean a 120 day trip is a once in a lifetime trip anyway.



Just now Raymond starts deleting our policies...

[SinWolf]

I know it was a joke

Your reply sounded serious

[Raymond du Plessis]

Your reply sounded serious

But you know I'm a serious and grumpy ol' guy
In fact...I failed political correctness 101

[GeorgeCH]

1. we are faced with our forex laws since you are not a SA citizen. Paying the premium in SARands is not a problem. In the event of a write-off, there will be some serious issue getting the claim paid out to you in a foreign currency into an overseas bank account. Believe me....been there and dont want to do that again. Consequently, as I did discuss with you, you will need to open a Bank account in SA into which any such funds will be paid following any possible write-off. Thereafter, the repatriation of such funds to your home country will be your responsibility.

Since I am currently in Swakopmund, I checked here, and nope, bank account not possible in Namibia for non-residents. But I hear that it is possible in SA, so it seems the proper way is to organize an SA-account for this purpose (I am working on that). I am not all too worried about repatriation, if the car is written off, I could use the funds to buy another car. I expect that driving through Africa will never get old... Still, it surprises me that forex is such an issue - some people must have been into some shenanigan.

2. Looking at your post here, you are mostly concerned about the Third Party Liability aspect. Hetre, you are advised to buy this cover at each of the borders you cross before entering the relevant country. If it is Third Party only cover which you are concernrd about, then yes, we can easilt do this for you, but only for that period travelling inside SA.

Third party is just a must-have, because the possible financial impact is so big if - say - I run over a successful businessman with a big family. If I lose my investment in the car, that would hurt a lot, but I would survive. Still I would much prefer to protect this investment.