car insurance foreign car in SA (liability coverage only)





Results 1 to 16 of 16
  1. #1
    Join Date
    Aug 2012
    Location
    Amsterdam
    Age
    37
    Posts
    3
    Thanked: 0

    Unhappy car insurance foreign car in SA (liability coverage only)

    Hello forummembers,

    I am urgently looking for some help! For a few weeks now I try to get a car insurance for our Dutch car in SA. Until now I have little luck, either insurance companies don't reply, reply only after I started the complaints procedure, or decline us for insurance.

    In a two weeks our car with Dutch licenceplates will arrive in Capetown. We then start travelling from Capetown back to The Netherlands with our own car (LR OneTen). I know that in all other countries we can arrange some insurance at the border.

    To have good coverage we would like to also have some insurance coverage in SA. We only look for liability coverage (so if we hit others) and no damage compensation for our car if it was our own fault.

    We drive a Land Rover with the steering wheel on the right (so correct side for SA). We are experienced drivers and have experience with driving in South-Africa and other african countries as well as other parts of the
    world.

    In the last 10 years or so we have driven without any damage or insurance claim. My last two insurance companies gave statements that we indeed never claimed anything.

    If you guys have any clue or ideas to insure a foreign car in SA, it is much appreciated! (I'm getting a bit desperate)

  2. #2
    Join Date
    May 2012
    Location
    Birchleigh (Kempton)
    Age
    44
    Posts
    298
    Thanked: 3

    Default

    Have you tried Tuffstuff?
    Tobias de V. Jansen van Noordwyk



    It is not the mountain we conquer but ourselves

  3. #3
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Quote Originally Posted by Jackthe View Post
    Hello forummembers,

    I am urgently looking for some help! For a few weeks now I try to get a car insurance for our Dutch car in SA. Until now I have little luck, either insurance companies don't reply, reply only after I started the complaints procedure, or decline us for insurance.

    In a two weeks our car with Dutch licenceplates will arrive in Capetown. We then start travelling from Capetown back to The Netherlands with our own car (LR OneTen). I know that in all other countries we can arrange some insurance at the border.

    To have good coverage we would like to also have some insurance coverage in SA. We only look for liability coverage (so if we hit others) and no damage compensation for our car if it was our own fault.

    We drive a Land Rover with the steering wheel on the right (so correct side for SA). We are experienced drivers and have experience with driving in South-Africa and other african countries as well as other parts of the
    world.

    In the last 10 years or so we have driven without any damage or insurance claim. My last two insurance companies gave statements that we indeed never claimed anything.

    If you guys have any clue or ideas to insure a foreign car in SA, it is much appreciated! (I'm getting a bit desperate)
    I have sent you a mail. Drop me a line

  4. #4
    Join Date
    Aug 2012
    Location
    Amsterdam
    Age
    37
    Posts
    3
    Thanked: 0

    Default

    Quote Originally Posted by bahrahsimo View Post
    Have you tried Tuffstuff?
    I've looked previously at their site and what I remember they say they only accept SA registered cars (and/or SA citizens or foreigners with residence permit).
    But I couldn't find that statement so quickly

  5. #5
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Quote Originally Posted by Jackthe View Post
    I've looked previously at their site and what I remember they say they only accept SA registered cars (and/or SA citizens or foreigners with residence permit).
    But I couldn't find that statement so quickly
    Please e-mail me you contact details and I will see what I can do to assist you. [email protected]

  6. #6
    Join Date
    May 2012
    Location
    Birchleigh (Kempton)
    Age
    44
    Posts
    298
    Thanked: 3

    Default

    Quote Originally Posted by Raymond du Plessis View Post
    Please e-mail me you contact details and I will see what I can do to assist you. [email protected]
    One thing I must say... You are always willing to try and help.
    Tobias de V. Jansen van Noordwyk



    It is not the mountain we conquer but ourselves

  7. #7
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Thanks...but its my job.

  8. #8
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Quote Originally Posted by Jackthe View Post
    Hello forummembers,

    I am urgently looking for some help! For a few weeks now I try to get a car insurance for our Dutch car in SA. Until now I have little luck, either insurance companies don't reply, reply only after I started the complaints procedure, or decline us for insurance.

    In a two weeks our car with Dutch licenceplates will arrive in Capetown. We then start travelling from Capetown back to The Netherlands with our own car (LR OneTen). I know that in all other countries we can arrange some insurance at the border.

    To have good coverage we would like to also have some insurance coverage in SA. We only look for liability coverage (so if we hit others) and no damage compensation for our car if it was our own fault.

    We drive a Land Rover with the steering wheel on the right (so correct side for SA). We are experienced drivers and have experience with driving in South-Africa and other african countries as well as other parts of the
    world.

    In the last 10 years or so we have driven without any damage or insurance claim. My last two insurance companies gave statements that we indeed never claimed anything.

    If you guys have any clue or ideas to insure a foreign car in SA, it is much appreciated! (I'm getting a bit desperate)
    All done. TUFFSTUFF will do this Third Party cover for you. My office will be in touch with you to finalise this.
    Welcome to South Africa!

  9. #9
    Join Date
    Jan 2011
    Location
    Centurion
    Age
    44
    Posts
    5,215
    Thanked: 8

    Default

    Quote Originally Posted by Raymond du Plessis View Post
    Thanks...but its my job.
    ...and you lot do it rather well
    IFS is like a swambo, soft, sexy and expensive!

    Apparently I need to make the airplane noises like mommy does when I try to spoon feed you the info..

  10. #10
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Quote Originally Posted by pblaauw View Post
    ...and you lot do it rather well

  11. #11
    Join Date
    Sep 2006
    Location
    Stockton-on-Tees England
    Age
    76
    Posts
    851
    Thanked: 1

    Default

    You can only insure a vehicle in the country where the vehicle is registered.. International law.

    You could look to see if "Forbes" or "Camble Irvine" have a branch in your country. They will insure for other countries.

    mike
    Margaret

  12. #12
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Quote Originally Posted by gemini View Post
    You can only insure a vehicle in the country where the vehicle is registered.. International law.

    You could look to see if "Forbes" or "Camble Irvine" have a branch in your country. They will insure for other countries.

    mike
    I am sure that I understand South African Insurance law and what we are doing here is correct.

  13. #13
    Join Date
    Sep 2006
    Location
    Stockton-on-Tees England
    Age
    76
    Posts
    851
    Thanked: 1

    Default

    Quote Originally Posted by Raymond du Plessis View Post
    I am sure that I understand South African Insurance law and what we are doing here is correct.

    Raymond
    I can only say what Outsurance and Zuric Insurance and my own insurance company here in the UK told me.
    That is by International Law you may only insure a vehicle in the country of origin.


    Now I undersatnd that in South Africa third party cover is paid for in road fuel. In Botswana then I pay at the border as I do in Namibia.

    For All Risks then I have to go to either Forbes or Camble Irvine who really charge with a heavy payment in the event of a claim whch IMO doesn't make it woth it.

    Maybe for our next trip you could advise us differently ?

    mike
    Margaret

  14. #14
    Join Date
    Aug 2012
    Location
    Amsterdam
    Age
    37
    Posts
    3
    Thanked: 0

    Default

    Quote Originally Posted by gemini View Post
    You can only insure a vehicle in the country where the vehicle is registered.. International law.

    You could look to see if "Forbes" or "Camble Irvine" have a branch in your country. They will insure for other countries.

    mike
    My insurer (as most insurers) in The Netherlands only covers Europe and several related countries; "all greencard countries". outside those countries they won't cover.

    I would one insurer in The Netherlands who would cover it, but for what they charge I can start my own insurance fund!
    Especially given all the exclusions they make...

    In general their response is that I should fix it locally. In pretty much all countries I can have 3rd party coverage locally (the mandatory insurance).

    Good to hear that 3rd party coverage is partly in the fuel price. But I do prefer to have at least a contact who can help me with this; since my knowledge of SA law is limited .

    For SA I find it hard to get insured. Luckely Raymond has replied; since the reply of most insurers is not that welcome .

  15. #15
    Join Date
    Aug 2008
    Location
    Pretoria
    Age
    61
    Posts
    1,510
    Thanked: 347

    Default

    Quote Originally Posted by gemini View Post
    Raymond
    I can only say what Outsurance and Zuric Insurance and my own insurance company here in the UK told me.
    That is by International Law you may only insure a vehicle in the country of origin.


    Now I undersatnd that in South Africa third party cover is paid for in road fuel. In Botswana then I pay at the border as I do in Namibia.

    For All Risks then I have to go to either Forbes or Camble Irvine who really charge with a heavy payment in the event of a claim whch IMO doesn't make it woth it.

    Maybe for our next trip you could advise us differently ?

    mike
    Fuel includes cover in terms of road accident fund (RAF)...injury to passengers only.
    Third party liability damage to vehicles and property must be bought seperately....and this is what we are doing here.
    Material damage to own vehicle is not under discussion here.
    I dare to say that we must not get confused with "iternational law" as defind by Outsurance and Zurich in England and the laws governing insurance in South Africa.
    Last edited by Raymond du Plessis; 2012/08/14 at 01:23 PM. Reason: terminology

  16. #16
    Join Date
    Apr 2008
    Location
    Table View Cape Town
    Age
    55
    Posts
    413
    Thanked: 8

    Default

    This is why I use Tuff Stuff........
    Eric

    2017 Discovery Sport SE
    2011 Discovery 4 V8 HSE
    2016 Audi A1 Sportback (Sold)
    2012 Range Rover Evoque (Sold)
    2009 Defender SVX 60th Limited (Sold)
    1997 Discovery V8 ES (Sold)
    2009 Freelander 2 TD4 (Sold)
    2012 Spite Tourer SP
    2010 Jugens XT140 (Sold)
    2008 Jugens Xplorer (Sold)

Similar Threads

  1. Replies: 3
    Last Post: 2013/04/07, 09:21 PM
  2. Hacking car remotes
    By Henris in forum General 4x4 Discussion
    Replies: 19
    Last Post: 2012/02/08, 09:58 PM
  3. General car insurance?
    By jdjoubert in forum General 4x4 Discussion
    Replies: 6
    Last Post: 2009/07/24, 12:12 PM
  4. Has your car Lost HALF its Value ?
    By JeepOnly in forum General 4x4 Discussion
    Replies: 11
    Last Post: 2007/03/23, 02:31 PM
  5. Hollard a new type of Insurance
    By Big Hilux in forum General 4x4 Discussion
    Replies: 3
    Last Post: 2007/01/23, 10:15 PM

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •